Money Matters

With Encore, most of your travel expenses are covered. However, you should consider a few additional financial items for your trip.

Spending Money

How much spending money to bring depends on your habits, but $50 a day is a reasonable estimate. This budget covers lunch, snacks, souvenirs, and other personal expenses not included in your itinerary.

Tips and Gratuities

Good news for Encore travelers—all tips are included! There’s no need to tip your tour manager, drivers, or waitstaff for group meals, as we’ve taken care of it for you.

Using Credit and ATM Cards Abroad

• ATMs usually offer a competitive exchange rate, often 5% better than banks. Check international withdrawal fees with your bank before departure.
• Inform your bank of your travel plans to avoid security holds on your account. Bank of America customers should explore the Global ATM Alliance for potential benefits.
• Big department stores and restaurants in major cities generally accept U.S. credit cards, providing the best exchange rate.
• Ensure your PIN is set up and memorized for international ATM use, and verify your card displays the PLUS or CIRRUS logos for worldwide access.
• Note: ATM cards may not work in Japan; consider bringing cash or exchanging currency upon arrival.

Handling Foreign Currency

• The Euro is the common currency among European Monetary Union countries. Check the European Commission’s website for a complete list of these countries.
• Visit xe.com for current currency exchange rates.
• Foreign countries typically do not exchange coins. It’s best to spend your coins or keep them as souvenirs.
• To avoid losing money on exchange rates, try to use up your foreign currency before returning home.

Securing Your Valuables

• Use common sense and take precautions to secure your belongings.
• Store money, passports, and valuables in a hotel safe when possible.
• Carry money in a secure fashion, such as in a money belt or neck pouch, and avoid bringing expensive items on your trip.
• If you lose valuables, a police report is necessary for coverage under the Ultimate or Comprehensive Protection Plans offered by Encore.

For more insights on making the most of your Encore tour experience, visit our Tour Manager guide.

Additional Reading

• [QUIZ] Which Destination is Best for Your Ensemble?
• 10 Essential Features to Consider When Comparing Performance Tour Companies
• Fundraising
• 5 Ways to Support Music Education Programs This #GivingTuesday
• Cultural Ambassadors on Performance Tours: How to come together through music